Your dream bike arrived
easy reach
Calculate your bicycle loan at 1.99%
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A bicycle loan is possible for any type of bicycle
You choose the amount and term (min €500 and 12 months)
You do not have to be a KBC customer to take out a KBC bicycle loan
Everything can easily be arranged online.
Calculate your bicycle loan in 2 clicks!
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A good bicycle can easily cost a few bucks. To avoid having to dip into your savings, you can opt for a bicycle loan . This way you only pay a small amount every month. If you also use your bicycle to go to work, you can earn back the amount you borrowed with a bicycle allowance from your employer.
Cheaper than the bank
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At RAIDA we offer consumer credit in collaboration with KBC. Because we bear part of the costs ourselves, our customers can enjoy a competitive interest rate of 1.99% . This is cheaper than at the bank itself. This makes a RAIDA loan with spread payments a very interesting way to finance your bicycle. You can take out the loan quickly and easily online . Handy, right?
Simulate your loan yourself
Easily simulate your loan online here. You can also apply for the loan this way.
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To apply for a loan via RAIDA, it is best to already have a quote from one of our shops.
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No quote yet?
Make an appointment now in your RAIDA shop and request your affordable bicycle loan!
Earn your bike back
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If you use your bicycle to go to work, you are eligible for a tax-free bicycle allowance. Please note: the bicycle allowance is a favor from your employer. He can decide for himself whether and for what amount he wants to grant them. So check the conditions with your boss. ​
Gabriel rides an ST5 Pinion worth €10,990
Installment at 1.99%:
€271.02 per month over 42 months
Bicycle allowance:
40km per day – 20 days per month:
€280 per month*
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Effective PROFIT:
€8.81 / month
Tine rides a Trek District+ 4 worth €4,149
Installment at 1.99%:
€118.79 per month for 36 months
Bicycle allowance:
25km per day – 20 days per month:
€175 per month*
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Effective PROFIT:
€56.21 euros / month
*This example was calculated based on a kilometer allowance of €0.35/km.
The amount of the kilometer allowance depends on your employer and the collective labor agreement of the sector in which you are active